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DSB One Rewards Checking

Earn high interest on balances up to $20,000.00 when you qualify

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A checking account with unlimited transactions that pays interest and refunds nationwide ATM charges up to $10.00 per month once monthly qualifications are met. No service charges and no annual ATM/Debit Card fees.

  • $50.00 opening deposit
  • No minimum balance
  • Free debit card
  • Free Online & Mobile BankingView Rates

Qualifying for interest is easy as:

  • 12 debit card transactions of $10.00 or more per transaction
  • 2 ACH transactions
  • eStatements
  • Online Banking login

Additional Terms:

  • All ACH and debit card transactions must be posted by the last business day of the statement cycle
  • All requirements must be met the last business day per statement cycle
  • Reward will be paid on the last day of the statement cycle

Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 3.05% and APY* of 3.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 3.10% – 0.15%.  Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of 0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50.00 minimum to open account. APY is accurate as of 9/18/2023. Limit one account per social security number. *APY = Annual Percentage Yield.

Cyclone Rewards 

Earn A DIME A TIME with each debit card swipe over $10.00 and DSB supports Denver Community Schools with an additional five cent donation per swipe.

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Every time you use your Cyclone Rewards debit card, you will earn a DIME and DSB donates 5 cents to the Denver Community Schools!

  • $50.00 opening deposit
  • No minimum balance
  • Free debit card
  • Free Online & Mobile Banking

To Qualify for the A DIME A TIME benefits:

  • $10.00 minimum per swipe to earn
  • A DIME A TIME excludes ATM transactions

    Additional Terms:

  • Rewards will be paid on the last day of the statement cycle

Sami Krueger

Personal Banker

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Annette Tegtmeier

Personal Banker

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