Checking + Savings
We make business banking simple and efficient – so you can pay more attention to growing your business.
Business Analysis Checking
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- $25.00 opening deposit
Additional Terms:
- A monthly service fee of $3.00 plus $0.15 per debit.
- A $0.05 per “not on us” item deposited will be assessed.
- A $0.35 earnings credit per $100.00 average collected balance will be credited against the service charges.**
- All business account statements will be cycled the last working day of each month.
** These charges may be subject to Iowa Sales Tax.
Business Plus Checking
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- $25.00 opening deposit
Additional Terms:
- A monthly service fee of $6.00. This fee will be waived in any statement cycle when the account has an average balance of $50,000.00 or greater. There will be a $0.15 per debit charge after the first 30 debits. The debit fee is waived in any statement cycle when the account has an average balance of $100,000.00 or greater**
- Interest will be credited to the account monthly
- All business account statements will be cycled the last working day of each month
** These charges may be subject to Iowa Sales Tax.
DSB Savings Account
Looking for a savings account? This account offers tiered interest rates for higher earnings as your balance grows.
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- $50.00 opening deposit
- No minimum balance
- Interest earned at current rate
Additional Terms:
Dormant Fee – $7.00 when account is inactive for 6 months with balance of less than $500.00
Money Market
Money Market accounts are interest bearing accounts that allow you to invest your money without tying it up for a fixed period of time.
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- $50.00 opening deposit
- Variable Rate Account – The rate may change after the account is opened
- Fees could reduce earnings
- Fees charged on balances below $500.00
