Open your account online with DSB in under 5 minutes!

You’ll need the following:

  • Must be 18 years or older
  • Government-Issued ID: Driver’s license or U.S. passport
  • Money for Your Accounts:  Debit or credit card ($50-$100)
  • Unfrozen Credit: Lift any freezes with TransUnion at
  • Review our products below to decide which best fits your lifestyle and “Open Account Online” under those product details to open the account.


DSB One Rewards Checking | Earn 3.10% APY* on qualifying balances up to $20,000^
One checking will ‘peak’ your interest!  Saving and spending all in one.  A checking account with unlimited transactions that pays interest, after certain qualifications are met.  Nationwide ATM refunds, no annual fee ATM/Debit card, no service charges and no balance requirements. 

View Rates | View Requirements

Cyclone Rewards Checking
Nickel and Diming that makes “cents” for you and Denver Community Schools. With our DIME A TIME** upgrade, you get a DIME each time you swipe your debit card! All you have to do is make sure the amount is $10 or more. Excludes ATM Transactions. Enjoy nationwide ATM fees refunded, up to $10.00 per month. Supporting Denver Community Schools has never been easier! Every debit card point-of-sale transaction you make, the Bank donates 5 cents to Denver Community Schools. GO CYCLONES!

View Requirements 

Savings Account
Looking for a personal savings account?  This account offers tiered interest rates for higher earnings as your balance grows.

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Money Market
Money Market Accounts are interest bearing and allow you to invest your money without tying it up for a fixed period of time.

View Rates


**Cyclone Rewards Requirements: $50 minimum to open account. $10 minimum per swipe to each A Dime A Time (excludes ATM transactions). Rewards will be paid on last day of statement cycle.

^DSBOne Requirements: Log into online banking, eStatements, 12 debit card transactions (excludes ATM withdrawals) with a minimum of $10.00 per transaction, two automatic ACH transactions (all ACH and debit card transactions must be posted by the last business day of the statement cycle), All requirements must be met by the last business day per statement cycle.
Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 3.05% and APY* of 3.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 3.10% – 0.15%.  Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of  0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 9/1/2022. Limit one account per social security number. *APY = Annual Percentage Yield.