Open your account online with DSB in under 5 minutes!
You’ll need the following:
- Must be 18 years or older
- Government-Issued ID: Driver’s license or U.S. passport
- Money for Your Accounts: Debit or credit card ($50-$100)
- Unfrozen Credit: Lift any freezes with TransUnion at transunion.com/credit-freeze
- Review our products below to decide which best fits your lifestyle and “Open Account Online” under those product details to open the account.
DSB One Rewards Checking | Earn 4.10% APY* on qualifying balances up to $20,000^
A checking account with unlimited transactions that pays interest, refunds nationwide ATM charges up to $10 per month, once monthly qualifications are met. No service charges and no annual ATM/Debit Card fees. $50 minimum to open account.
View Rates | View Requirements
Cyclone Rewards Checking
Earn A DIME A TIME each time you swipe your debit card. Requires $10 minimum per swipe (excludes ATM transactions). Refunds nationwide ATM charges, up to $10 per month. $50 minimum to open account.
GO CYCLONES! Every point-of-sale transaction you make with your Cyclone Rewards debit card, the Bank donates 5 cents to Denver Community Schools.
*Requirements: $50 minimum to open account. $10 minimum per swipe to each A Dime A Time (excludes ATM transactions)
Offers tiered interest rates for higher earnings as your balance grows to help you save for what matters most. $50 minimum to open account.
Offers tiered interest rates for higher earnings as your balance grows, while keeping your money easily accessible. $50 minimum to open account.
**Cyclone Rewards Requirements: $50 minimum to open account. $10 minimum per swipe to each A Dime A Time (excludes ATM transactions). Rewards will be paid on last day of statement cycle.
^DSBOne Requirements: Log into online banking, eStatements, 12 debit card transactions (excludes ATM withdrawals) with a minimum of $10.00 per transaction, two automatic ACH transactions (all ACH and debit card transactions must be posted by the last business day of the statement cycle). All requirements must be met by the last business day per statement cycle.
Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 4.02% and APY* of 4.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 4.10% – 0.15%. Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of 0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 3/13/2023. Limit one account per social security number. *APY = Annual Percentage Yield.