DSB One Rewards Checking


DSB One Rewards Checking | Earn 4.10% APY* on qualifying balances up to $20,000^
DSB
One checking is one small step for you. One giant leap for your wallet! 4.10% APY* on balances up to $20,000 can add up to $820 extra in your pocket each year. Also enjoy nationwide ATM refunds, no annual fee ATM/Debit card, no service charges and no balance requirements.

Open your DSBOne rewards checking account online in a matter of minutes!
No need to make an extra trip to sign up for our DSBOne rewards checking account, which is out of this world! Simply click on the green “OPEN ONLINE” button below and open your very own DSBOne rewards checking in as little as 5 minutes.

View Rates | View Requirements

^DSBOne Requirements: Log into online banking, eStatements, 12 debit card transactions (excludes ATM withdrawals) with a minimum of $10.00 per transaction, two automatic ACH transactions (all ACH and debit card transactions must be posted by the last business day of the statement cycle). All requirements must be met by the last business day per statement cycle.
Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 4.02% and APY* of 4.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 4.10% – 0.15%.  Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of 0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 11/28/2022. Limit one account per social security number. *APY = Annual Percentage Yield.