Deposit Rates

Rates effective as of August 25, 2017

RATE QUICK LINKS:

CDIRASavingsCheckingMoneyMarket

 

36 Month Bump-up
 Minimum Interest Rate APY*
$10,000 1.59 1.60
$100,000 1.69 1.70

 

48 Month CD Special
 Minimum Interest Rate APY*
$10,000 1.94 1.95
$100,000 2.03 2.05


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Certificates of Deposit Interest Rate APY*
$1,000 to $9,999.99
6 Month 0.15% 0.15%
12 Month 0.30% 0.30%
24 Month 0.65% 0.65%
36 Month 0.70% 0.70%
48 Month 1.05% 1.05%
$10,000 and above
6 Month 0.25% 0.25%
12 Month 0.40% 0.40%
24 Month 0.75% 0.75%
36 Month 0.80% 0.80%
48 Month 1.15% 1.15%

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IRA Interest Rate APY*
Under $10,000 0.85% 0.85%
$10,000 and above 0.95% 0.95%

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Savings
($50 minimum)
Interest Rate APY*
WOW Savings (1) (2)
$50 to $24,999 0.20% 0.20%
$25,000 to $49,999 0.40% 0.40%
$50,000 to $99,999 0.50% 0.50%
$100,000 to $249,999 0.80% 0.80%
$250,000 and above 1.00% 1.00%

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Checking Interest Rate APY*
DSBOne ^
$0.01 to $20,000 3.05% 3.10%
Above $20,000 0.15% 0.15%
WOW Checking (1) (2) (3)
Up to $9,999 0.05% 0.05%
$10,000 to $24,999 0.10% 0.10%
$25,000 and above 0.15% 0.15%
Business Plus (1) (2)
Up to $49,999 0.30% 0.30%
$50,000 to $99,999 0.60% 0.60%
$100,000 and above 0.90% 0.90%

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Money Market
($50 minimum)
Interest Rate APY*
Money Market (1) (2) (3)
Up to $4,999 0.10% 0.10%
$5,000 to $24,999 0.20% 0.20%
$25,000 to $49,999 0.30% 0.30%
$50,000 to $99,999 0.40% 0.40%
$100,000 to $249,999 0.50% 0.50%
$250,000 and above 0.60% 0.60%

(Rates subject to immediate change)
*APY = Annual Percentage Yield
(1) Variable Rate Account. The rate may change after the account is opened.
(2) Fees could reduce earnings.
(3) Fees charged on balances below $500.

^ Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 3.05% and APY* of 3.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 3.10% – 0.15%.  Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of  0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 6/6/2016. Limit one account per household. Accounts available only for the Bank’s trade area. Click here for requirements.

Penalty for early withdrawal on certificates of deposit.
Call our office (319) 984-5635 for more information.

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