Deposit Rates


Rates effective as of August 1, 2022

 

RATE QUICK LINKS:

SavingsCheckingMoneyMarket

        For all Certificate of Deposit and IRA rates please contact us at 319-984-5635

 

Savings
($50 minimum)
Interest Rate APY*
Savings Account (1) (2)
$1 to $99,999 0.05% 0.05%
$100,000 to $249,999 0.05% 0.05%
$250,000 and above 0.05% 0.05%

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Checking Interest Rate APY*
DSBOne ^
$0.01 to $20,000 3.05% 3.10%
Above $20,000 0.15% 0.15%
If qualifications are not met for statement cycle 0.01% 0.01%
Business Plus (1) (2)
Up to $49,999 0.05% 0.05%
$50,000 to $249,999 0.10% 0.10%
$250,000 and above 0.15% 0.15%

 

 

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Money Market
($50 minimum)
Interest Rate APY*
Money Market (1) (2) (3)
Up to $4,999 0.05% 0.05%
$5,000 to $24,999 0.05% 0.05%
$25,000 to $49,999 0.05% 0.05%
$50,000 to $99,999 0.05% 0.05%
$100,000 to $249,999 0.10% 0.10%
$250,000 and above 0.20% 0.20%
Gold Money Market (1) (2) (3)
$0 to $24,999 0.00% 0.00%
$25,000 to $99,999 0.10% 0.10%
$100,000 to $249,999 0.15% 0.15%
$250,000 to $499,999 0.25% 0.25%
$500,000 to $999,999 0.30% 0.30%
$1,000,000 and above 0.30% 0.30%

 

 

(Rates subject to immediate change)
*APY = Annual Percentage Yield
(1) Variable Rate Account. The rate may change after the account is opened.
(2) Fees could reduce earnings.
(3) Fees charged on balances below $500.

^ Provided that all monthly requirements are met: If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance would be 3.05% and APY* of 3.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY* range of 3.10% – 0.15%.  Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY* of  0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY* are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 10/4/2021. Limit one account per social security number. Click here for requirements.

**Companion Savings: Open a Certificate of Deposit (CD) with a term of 6 months or greater to be eligible to open a Companion Savings account of equal or lesser value. APY* = Annual Percentage Yield. Rate is subject to change at any time. Companion Savings account must be opened and funded the same day as the associated CD. APY is accurate as of 8/1/22. You must deposit $1,000 to open the account. You may not make any additional deposits to the account after the initial deposit. You must maintain a minimum balance of $1,000 to obtain the disclosed annual percentage yield. Fees may reduce earnings.

Penalty for early withdrawal on certificates of deposit.
Call our office (319) 984-5635 for more information.

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