Log into online banking;
15 debit card transactions (excludes ATM withdrawals) with a minimum of $10.00 per transaction; and
Two automatic ACH transactions (all must be posted by the last day of the statement cycle).
All requirements must be met per statement cycle. Statement cycle ends last business day of cycle.

Provided that all monthly requirements are met: APY = Annual Percentage Yield.     If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance will be 3.05% and APY of 3.10%. If the daily balance is greater than $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with an APY range of 3.10% – 0.15%.  Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY of  0.01%. Interest is compounded daily and credited monthly. Posted ATM fees will be refunded up to $10.00 per statement cycle, if qualifications are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 6/6/2016. Limit one account per household. Accounts available only for the Bank’s trade area. Personal accounts only.

*Annual Percentage Yield