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12 debit card transactions (excludes ATM withdrawals) with a minimum of $10.00 per
two automatic ACH transactions
(all ACH and debit card transactions must be posted by the last business day of the statement cycle)
All requirements must be met by the last business day per statement cycle.

Provided that all monthly requirements are met:
^If the daily balance is $.01-$20,000.00 the interest rate paid on that portion of the balance will be 3.05% and APY* of 3.10%. On daily balances above $20,000.00 the interest rate paid on that portion of the balance would be 0.15% with the APY range of 3.10% to 0.15%. (For example, if an account has a balance of $25,000 the interest rate paid on the first $20,000.00 would be 3.05% with an APY* of 3.10%, and .15% on the remaining $5,000.00, if requirements are met) Any accounts that do not meet all monthly requirements will have a rate of 0.01% and APY of 0.01%. Interest is compounded daily and credited monthly. Posted ATM surcharge fees will be refunded up to $10.00 per statement cycle, if requirements are met. If you close your account before interest is credited, you will not receive accrued interest. Rates and APY are variable and may change daily. Fees may reduce earnings. $50 minimum to open account. APY is accurate as of 6/5/2017. Personal accounts only. Limit one account per household. Accounts available only for the Bank’s trade area. MEMBER FDIC

*Annual Percentage Yield