Certificates of Deposit

Investing in CD’s at Denver Savings Bank is a secure and reliable means to achieve your financial goals. With a variety of terms, ranging from 6 months to 48 months, you are able to invest in the CD that best meets your needs. See how our competitive rates and secure savings cultivate opportunities for financial success!  Click here to view our term options.

Tips for choosing the Certificate that best fits you:

  1. Determine the dollar amount, of your cash assets, that you are comfortable living without for a given time (the “term”).      Tip:  Generally, the more money you invest in a CD, the better the rate offered.
  2. Determine the length of time you would be comfortable having these cash assets invested and inaccessible (without penalty).
    Tip: Generally, the longer the term, the better the rate.

Do you need more flexibility than a certificate of deposit offers? If you need your funds more readily available, it may be a wiser choice to open a Money Market or savings  account.

Are you concerned about large investments and FDIC Insurance coverage?  Have all of your questions answered at Ask EDIE!   EDIE is an FDIC website that will calculate your insurance coverage for you!

Do you have questions about investing in a certificate of deposit? Contact Madonna at 319-984-5635 or email her.