Construction Loans

Ready to build the home of your dreams? Building a home can seem like a big undertaking, but our loan officers are with you every step of the way, ensuring that the process is simple and stress-free, giving you peace of mind.

How it works:
Once you have your lot purchased and construction plans completed, an appraisal will be done based on what the finished product will look like. Your loan is set up as a multiple advance note in which checks will be disbursed as the work is being completed. This loan is typically set up with a term of less then 12 months and consists of interest only payments. If your lot is already paid for, it can be considered towards your down payment. Once your new home is complete we can also convert your short term loan into a permanent loan. Visit with one of our loan officers for further information on how we can make your dream a reality!