PRIVACY POLICY
Privacy
Notice Disclosure
THIS
NOTICE CONTAINS IMPORTANT INFORMATION ABOUT THE PRIVACY OF
PERSONAL INFORMATION THAT DENVER SAVINGS BANK COLLECTS ABOUT ITS
CUSTOMERS AND HOW THAT INFORMATION IS USED
You
Do Not need to do anything as a result of this notice.
When
we say “you” we mean the following types of customers:
All
current and former customers who have at least one loan, deposit
or safe deposit box account with us.
We
collect, use and retain nonpublic personal information about you
from the following sources:
·
Information
we receive from you on applications or other forms;
·
Information
about your transactions with us or others; and
·
Information
we receive from a consumer-reporting agency, such as a credit
bureau.
We
use this information to protect and administer your records,
accounts and funds; to comply with certain laws and regulations;
to help us design or improve our products and services; and to
understand your financial needs so we can provide you with quality
products and services.
We
do not disclose any nonpublic personal information about our
customers or former customers to anyone, except as permitted or
required by law.
We
are permitted by law to share information we collect, as described
above, when you request or authorize us to do so; when it is
necessary to complete a transaction initiated by you; to comply
with legal or regulatory requirements; and with third parties that
assist us in servicing your loan or account with us.
If
you decide to close your account(s) or become an inactive
customer, we will follow the privacy policies and practices as
described in this notice.
We
restrict access to nonpublic personal information about you to
those employees who need to know that information to provide
products or services to you.
We maintain physical, electronic and procedural safeguards
that comply with federal standards to guard your nonpublic
personal information.
Revised
4/16/03.
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