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DSB Club Account - Regular Checking - NOW Account Basic Free Checking - Special Checking - Money Market Checking
FUNDS AVAILABILITY POLICY
Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit. Funds
from electronic direct deposit will be available
on the day we receive the deposit. In
some cases, we may delay your ability to
withdraw funds beyond the first business day.
Then, the funds will generally be
available by the fifth business day after the
day of depos Special Funds Availability Rules for New Accounts Customer Disclosure If
you are a new customer, the following special
rules will apply during the first
30 days your account is open. Funds
from electronic
direct deposits will be available on the
day we receive the deposit.
Funds
from deposits of cash, wire
transfers, and the first $5,000 of a
day’s total deposits of cashier’s
checks, certified, traveler’s, local
on-us checks, and federal,
state and local government checks
will be available on the first business day
after the day of deposit if the deposit meets
certain conditions.
For example, the checks must be payable
to you (and you may have to use a special
deposit slip).
The excess over $5,000 will be available
on the fifth business day after the day of your
deposit. If
your deposit of these checks (other than a U.S.
Treasury check) is not made in person to
one of our employees, the first $5,000 will not
be available until the second business day after
the day of your deposit. Funds
from all
other check deposits will be available
on the fifth business day after the day of your
deposit.
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