Rates effective as of April 26, 2013 RATE QUICK LINKS: Certificate of Deposit SPECIALS Certificate of Deposit IRA Savings Checking (WOW Checking & Business Plus) Money Market   6-Month Term 48-Month Term Minimum Balance Rate APY* Minimum Balance Rate APY* $    5,000 0.50% 0.50% $     5,000 1.54% 1.55% $  25,000 0.60% 0.60% $   25,000 1.64% 1.65% $  50,000 0.65% 0.65% $   50,000 1.69% 1.70% $100,000 0.70% 0.70% $100,000 1.74% 1.75%                      back to top   Certificates of Deposit            Interest Rate APY*   $1,000 to $9,999.99                                      3 Month 0.10% 0.10%         6 Month 0.30% 0.30%       12 Month 0.50% 0.50%       24 Month  0.75%  0.75%       36 Month 1.05% 1.05%       48 Month 1.34% 1.35%         $10,000 and above                  3 Month 0.25% 0.25%        6 Month 0.45% 0.45%      12 Month 0.65% 0.65%      24 Month   .90%   .90%      36 Month 1.19%  1.20%      48 Month 1.49%  1.50% back to top   IRA Interest Rate APY*   Under $20,000  0.85%  0.85%   $20,000 and above 1.05% 1.05%   SAVINGS                       ($50 minimum) Interest Rate APY*   WOW Savings (1)                               0.20%  0.20% back to top   CHECKING Interest Rate APY*   WOW Checking (1) (3)                 Up to 9,999.99 0.05% 0.05%       10,000 to 24,999.99 0.075% 0.075%       25,000 and above 0.10% 0.10%         Business Plus 0.15% 0.15%   Money Market               ($50 minimum) Interest Rate APY*   Money Market (1) (3)                                         Up to 4,999.99 0.10%  0.10%       5,000 to 24,999.99 0.20%  0.20%       25,000 to 49,999.99 0.30%  0.30%       50,000 to 99,999.99  0.40%  0.40%      100,000.00 and above 0.50%  0.50% (Rates subject to immediate change) *APY = Annual Percentage Yield  (1) Variable Rate Account. The rate may change after the account is opened. (2) Fees could reduce earnings. (3) Fees charged on balances below $500. Penalty for early withdrawal on certificates of deposit. Call our office (319) 984-5635  for more information. back to top