Online Banking First Time User

Rates effective as of February 25, 2015

RATE QUICK LINKS:
Certificate of Deposit SPECIALS
Certificate of Deposit
IRA
Savings
Checking (WOW Checking & Business Plus)
Money Market
 

12-Month Term

48-Month Term

Minimum Balance

 

APY*

+Cyclone Gold APY*

Minimum Balance

 

APY*

+Cyclone Gold APY*

$    5,000

0.60%

0.85%

$     5,000

1.60%

1.85%

$  25,000

0.65%

0.90%

$   25,000

1.65%

1.90%

$  50,000

0.70%

0.95%

$   50,000

1.70%

1.95%

$100,000

0.75%

1.00%

$100,000

1.75%

2.00%

+Cyclone Gold Rate available if customer has a DSB Cyclone Gold Checking or an active checking account.

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  Certificates of Deposit           

Interest Rate

APY*

  $1,000 to $9,999.99                   
         
        3 Month

0.05%

0.05%

        6 Month

0.20%

0.20%

      12 Month

0.40%

0.40%

      24 Month

 0.65%

0.65%

      36 Month

 0.95%

0.95%

      48 Month

1.24%

1.25%

     
  $10,000 and above    
     
       3 Month

0.15%

0.15%

       6 Month

0.30%

0.30%

     12 Month

0.50%

0.50%

     24 Month

 0.75%

 0.75%

     36 Month

1.05%

 1.05%

     48 Month

1.34%

 1.35%

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  IRA

Interest Rate

APY*

  Under $20,000

 0.75%

 0.75%

  $20,000 and above

 0.85%

 0.85%

  SAVINGS                       ($50 minimum)

Interest Rate

APY*

  WOW Savings (1)                             

 0.20%

 0.20%


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  CHECKING

Interest Rate

APY*

  WOW Checking (1) (3)    
     
      Up to 9,999.99

0.05%

0.05%

      10,000 to 24,999.99

0.10%

0.10%

      25,000 and above

0.15%

0.15%

     
  Business Plus (1)

 

 

         
      Up to 49,999.99

0.30%

0.30%

      50,000 to 99,999.99

0.60%

0.60%

      100,000 and above

0.90%

0.90%

  Money Market               ($50 minimum)

Interest Rate

APY*

  Money Market (1) (3)                            
     
      Up to 4,999.99

0.10%

 0.10%

      5,000 to 24,999.99

0.20%

 0.20%

      25,000 to 49,999.99

0.30%

 0.30%

      50,000 to 99,999.99

 0.40%

 0.40%

     100,000.00 and above

0.50%

 0.50%

(Rates subject to immediate change)
*APY = Annual Percentage Yield
 
(1) Variable Rate Account. The rate may change after the account is opened.
(2) Fees could reduce earnings.
(3) Fees charged on balances below $500.

Penalty for early withdrawal on certificates of deposit.
Call our office (319) 984-5635  for more information.

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