Looking for a checking account that will fit your business's needs? Check out our options below! Business Checking Minimum Opening Deposit - $25.00 Account Fees: A monthly service fee of $3.00 plus $0.15 per debit. A $0.03 per “not on us” item deposited will be assessed. A $0.35 earnings credit per $100.00 average collected balance will be credited against the  service charges.** Business Plus Checking Minimum Opening Deposit - $25.00 Account Fees: A monthly service fee of $6.00. Interest will be credited to the account monthly. Click here to see the current Business Plus Checking Account interest rates. ** These charges may be subject to Iowa Sales Tax. All business account statements will be cycled the last working day of each month. Personalized deposit tickets will be furnished free of charge to all business accounts.