Deposit Rates

Interest rates accurate as of 10-10-08

	Interest Rate	APY*
WOW
Up to 9,999.99	.25%	.25%
10,000 to 24,999.99	.40%	.40%
25,000 and above	.50%	.50%
WOW Savings             ($50 minimum)	.50%	.50%
Money Market       ($50 minimum)
Up to 4,999.99	.50%	.50%
5,000.00 to 24,999.99	1.00%	1.00%
25,000.00 to 49,999.99	1.50%	1.51%
50,000.00 to 99,999.99	1.75%	1.76%
$100,000.00 and Above	2.00%	2.02%
CERTIFICATES OF DEPOSIT ($10,000 AND MORE)
3 MONTH	1.99%	2.00%
6 MONTH	2.33%	2.35%
12 MONTH	2.67%	2.70%
24 MONTH	3.02%	3.05%
36 MONTH	3.31%	3.35%
48 MONTH	3.55%	3.60%
CERTIFICATES OF DEPOSIT ($1,000 to $10,000)
3 MONTH	1.89%	1.90%
6 MONTH	2.23%	2.25%
12 MONTH	2.58%	2.60%
24 MONTH	2.92%	2.95%
36 MONTH	3.21%	3.25%
48 MONTH	3.455%	3.50%
C. D. SPECIALS (CLICK HERE)
IRA  ($10,000 AND MORE)	3.26%	3.30%
IRA (UNDER $10,000)	3.16%	3.20%

	(Rates subject to immediate change)
*	Annual Percentage Yield
(1)	Variable Rate Account. The rate may change after the account is opened.
(2)	Fees could reduce earnings.
(3)	Fees charged on balances below $500.

Penalty for early withdrawal on certificates of deposit.